Terms of Service

FA Digital's Advisor Match
Terms of Service and Agreement

Updated: July 2020

FA Digital, LLC d/b/a My Finance Toolkit Advisor Match is pleased to introduce you to the SEC or state registered investment advisor presented to you on the results page. A description of the services provided, fees charged and other important disclosures is included in each advisor’s Form ADV Part 2A disclosure brochure, which is available at: https://adviserinfo.sec.gov/ You are strongly encouraged to read each Advisor’s disclosure brochure carefully before hiring an Advisor.

FA Digital, LLC has entered into a written agreement with each Advisor under which My Finance Toolkit Advisor Match refers potential clients in exchange for a fee. The fees are paid by each Advisor to whom you are matched, regardless of whether or not you become a client of the Advisor. The Amount of the fees is determined between each Advisor and FA Digital, LLC. However, no portion of the fees paid to FA Digital, LLC will be charged to you, and the fees you pay an Advisor will not be increased as a result of this arrangement. Please ask the Advisor for more information about the fees they charge for their services. For additional advisor disclosures, please see the advisors’ profile page available at: https://adviserinfo.sec.gov/

In general, the Advisors are not affiliated with FA Digital, LLC. However, certain Advisors to whom My Finance Toolkit Advisor Match makes referrals are affiliated with Cavria Advisors, LLC, which is under common ownership with FA Digital, LLC. This represents a conflict of interest as we have a financial incentive to recommend Advisors affiliated with Cavria Advisors, LLC over unaffiliated Advisors.

By utilizing this service, you agree that FA Digital, LLC or its officers, directors, employees or affiliates will not be liable for any investment or financial advice that is provided by any Advisor referral provided by this service. You further agree that this agreement will be governed by and construed in accordance with the laws of the State of Tennessee without giving effect to its conflict of laws principles.

To the extent not inconsistent with applicable state or federal law, we mutually agree to settle by mandatory and binding arbitration any controversy between themselves and/or any officers, directors, employees, or agents of FA Digital, LLC relating to this Agreement. Parties further agree that this arbitration shall be conducted in accordance with the rules of the American Arbitration Association (“AAA”) and shall be submitted to the AAA for resolution if the AAA accepts jurisdiction. 

By agreeing to the Terms of Service, we mutually understand and agree that:

1. The parties are giving up the right to sue each other in court, including the right to a trial by jury.
2. Arbitration awards are generally final and binding, and a party’s ability to have a court reverse or modify an arbitration award is very limited;
3. The parties’ ability to obtain pre-arbitration discovery including documents, witness statements, or other discovery is generally more limited in arbitration than in court proceedings;
4. The arbitrators do not generally have to explain the reason(s) for their award and any party’s right to appeal or to seek modification of rulings by the arbitrators is strictly limited;
5. The list from which the arbitrators are selected may include a minority of arbitrators who were or are affiliated with the securities industry;
6. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration;
7. The rules of the arbitration forum in which the claim is filed and any amendment thereto are incorporated into this Agreement;
8. The arbitration will be pursuant to the Federal Arbitration Act;
9. Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction; and
10. Arbitration shall take place in the City of Memphis in the County of Shelby in the State of Tennessee.